REGULAR CHECKING ACCOUNT

  • No minimum amount required to open
  • No service charge if balance remains above $300.00
  • A non-interest bearing account
  • Low monthly fee of just $4.00/month plus $.15/debit in excess of ten debits per statement cycle if balance falls below $300
  • Check images included in your statement are available upon request for a small monthly fee of just $5.00
  • One year free checking to all recent graduating high school students
  • Free checking to anyone 65 years of age and over

NOW CHECKING ACCOUNT

  • Minimum of $1000 to open account
  • No service charge if balance remains above $1,000
  • Interest will be compounded and credited to your account at each monthly statement cycle
  • Low monthly fee of just $4.00/month plus $0.25/debit in excess of 20/statement cycle if balance falls below $1000
  • Account will earn interest if balance stays above $500

MONEY MARKET PLUS ACCOUNT

  • Minimum balance to open account $2500
  • Higher interest rate earned than NOW Account
  • Transaction Limitations:  No more than three checks/month plus three automatic or phone transfers

BUSINESS CHECKING

  • An earned credit of $ .30 per $100 of the average monthly balance will be calculated
  • Charges will be $2.00 per monthly cycle plus $ .10 per debit
  • If earned credit is greater than charges, no service charge will be assessed
  • This credit will offset service charges for most accounts